Vacating Judgments in Long Island

Understanding How Default Judgments Work

If you've been struggling with debt for quite some time, the notices you've received may have started to pile up. In other cases, you may not even be aware that you were asked to show up for a court hearing. Unfortunately, if you do not enter a response to a complaint or show up to your court hearing, the court may issue a default judgment in favor of the creditor.

At the Law Office of Gregory A. Goodman, P.C., we take action on behalf of clients who've had judgments issued against them without being properly informed about the lawsuit. Our Long Island judgments attorney can work with you to protect your rights and possibly get the judgment vacated. We also represent clients in lemon law violation cases.

Challenging Default Judgments in Long Island

If you were summoned to appear in court and did not appear, you could be at risk of a default judgment. This could result in your wages being garnished, your assets being seized, or other actions that negatively affect your finances. Additionally, you could be asked to pay attorney's fees in addition to the creditor's complaint. Fortunately, we have defense strategies to challenge the default judgment. You will need to provide a reasonable excuse for why you didn't respond and that you did act promptly upon receiving any notice.

A few common defenses to default judgments include:

• The debt collector lied regarding sending notices to the debtor
• A case of identity theft where the debtor was not aware of the debt
• Failure of the debt collectors to serve notices

Vacating Judgments to Make Your Life Easier

If you've become victim to debt collector actions like wage garnishments or asset seizure, you may be panicking. Contesting a judgment on your own may seem next to impossible. The process of doing so is incredibly confusing and there are many steps involved. Fortunately, at the Law Office of Gregory A. Goodman, P.C., our judgments attorney works to negotiate a settlement that allows for judgments to be vacated. We are aware of the actions that can be taken on our clients' behalf and how to best do so.

Consequences of Default Judgments

Sometimes, these judgments can result in your entire financial world being turned upside down. If you fail to appear for your debt hearing, your creditor could demand that your bank accounts be frozen and that your credit be recorded in default, even if this was not accurate. Speak with us about unfreezing bank accounts and fighting credit reporting violations.