We Fight Tirelessly For You
Credit Card Debt Defense Lawyer in Long Island
Protecting Consumers from Frivolous Lawsuits
When a consumer's credit card debt reaches the point where the collections agency is unable to collect for a considerable amount of time, that person could find themselves facing a lawsuit regarding their debt. If this sounds like your situation, you need to provide evidence to dispute the claims against you and our Long Island credit card debt lawyer at the Law Office of Gregory A. Goodman, P.C. knows how to help. Let us protect your consumer rights, ensure you understand your options, and make sure you understand the process.
Defenses We May Employ for a Credit Card Lawsuit
If you are being sued by a lender you owe money to, or if you believe legal action may be taken against you, time is of the essence. Although you may have a legitimate defense or reason for the situation, this is often not enough for the credit card companies. Our goal is to help you take action and prevent the negative outcome of a lawsuit, such as property liens, levies, or wage garnishment.
A few defense strategies we may use include proving that:
- You've already paid off the debt
- There is evidence of bankruptcy protection
- The debts you are being sued for are beyond the statute of limitations
- You never received a complaint or papers
- You tried to pay off your debt but it was sold
No Creditor Action is Too Big for Us
At the Law Office of Gregory A. Goodman, P.C., we understand that your situation may seem helpless due to the size of your debt or the way actions the collectors have taken. Fortunately, hiring a Long Island credit card debt defense lawyer means you do not have to fight on your own. We can work with you to find the most effective legal strategy that allows you to break free of the stress of debt and move forward. There are many defense strategies available, depending on your circumstances.
Frequently Asked Questions
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If you have just been involved in an automobile accident—no matter how severe you think it is—there are several important things you keep in mind to preserve and protect your rights under the law.
Here are a few important steps and actions you should follow immediately following your accident:
- Seek immediate medical attention if injured. Be sure to document everything.
- Inform any and all healthcare providers of your injuries, complaints, medical history, and pain. Tell your doctors each and every area of pain, no matter how slight the pain is. Properly and honestly documenting your complaints can be the difference between successfully recovering on your case.
- Take photos of any and all injuries.
- Take photos of any vehicles involved in an accident.
- Take photos of your car—documentation is vital.
- Report to the police if they did not arrive.
- Get a copy of the police report.
- Review police report and make corrections with a police officer.
- Keep a detailed accounting of any expenses you have accrued as a result of your accident, including gas and mileage costs incurred from traveling to and from your doctor’s office for treatment related to injuries sustained from your automobile accident, lost time from work, unpaid bills, co-pays if applicable, etc.
- Immediately contact and report a claim to your insurance carrier A.S.A.P. (There are strict time requirements and documents you need to send to your insurance carrier. We can fully assist you with this process and handle most of these actions for you when retained)
- Complete and submit an application for a no-fault insurance claim (NF-2), which will enable you to receive medical treatment for the injuries you sustained in your automobile accident.
- Get an insurance claim number from your insurance carrier and the defendant’s carrier.
- Contact us immediately to discuss and preserve your rights. We will offer you a free consultation.
Along with what you should do, here are some important things not to do:
- Do not discuss or share any of the details of your accident or injuries with anyone except your attorneys.
- Do not post any details or photos regarding the details of your accident and injuries to Facebook, Twitter, or any other social media account. This information can be used against you and is often discoverable, which means you may have to share this information with the defendant should you pursue a lawsuit.
- Do not spare any details to your healthcare provider about the full extent of your injuries. Documenting the full details of your injuries and complaints can increase the chances of your success. Failure to document and failure to disclose honestly the details can result in decreasing your chances of recovery on your claim.
- Do not enter into an agreement with an insurance carrier without first consulting and retaining an experienced personal injury trial lawyer. Sometimes, when an insurance carrier knows they are liable, they may try to offer the victim money in an effort to save money. Their strategy is to get to you before you seek legal representation and before you know your legal rights.
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Property owners are expected to keep their premises safe. If you injured yourself in a slip and fall accident, you need to prove that the owner likely knew about the dangerous area, failed to repair it, and failed to warn people about the dangerous condition. Photo evidence is crucial, as well as proof of the owner’s awareness of the defect and their failure to repair it. It also helps to have a Long Island personal injury lawyer on your side who can help you establish a strong case for compensation for your injuries.
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The goal of no-fault insurance is to make sure all victims of an accident are cared for, regardless of who caused the accident. This means the insurance policy should cover medical costs and hospitalization fees, lost wages, and any funeral expenses incurred.
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No. Splitting fees with a management company is not a crime. In 2015, an insurance carrier tried to withhold payment of a provider’s medical fees by claiming that their management agency—which collected 6% of their total costs—was not medical staff. This was an attempt to argue that the healthcare provider was committing fraud, but the court ruled against the insurance carrier.
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Yes. If you want to be reimbursed for medical costs, you are required by law to appear. However, you do not have to appear alone. The Law Office of Gregory A. Goodman, P.C. can represent you during your EUO to help you avoid making any statements that would injure your ability to obtain full and fair compensation.
