Credit Card Debt Defense Lawyer in Long Island

Protecting Consumers from Frivolous Lawsuits

When a consumer's credit card debt reaches the point where the collections agency is unable to collect for a considerable amount of time, that person could find themselves facing a lawsuit regarding their debt. If this sounds like your situation, you need to provide evidence to dispute the claims against you and our Long Island credit card debt lawyer at the Law Office of Gregory A. Goodman, P.C. knows how to help. Let us protect your consumer rights, ensure you understand your options, and make sure you understand the process.

Defenses We May Employ for a Credit Card Lawsuit

If you are being sued by a lender you owe money to, or if you believe legal action may be taken against you, time is of the essence. Although you may have a legitimate defense or reason for the situation, this is often not enough for the credit card companies. Our goal is to help you take action and prevent the negative outcome of a lawsuit, such as property liens, levies, or wage garnishment.

A few defense strategies we may use include proving that:

• You've already paid off the debt
• There is evidence of bankruptcy protection
• The debts you are being sued for are beyond the statute of limitations
• You never received a complaint or papers
• You tried to pay off your debt but it was sold

No Creditor Action is Too Big for Us

At the Law Office of Gregory A. Goodman, P.C., we understand that your situation may seem helpless due to the size of your debt or the way actions the collectors have taken. Fortunately, hiring a Long Island credit card debt defense lawyer means you do not have to fight on your own. We can work with you to find the most effective legal strategy that allows you to break free of the stress of debt and move forward. There are many defense strategies available, depending on your circumstances.