We Fight Tirelessly For You
Consumer Debt Defense Lawyer in Long Island
Protecting Consumers in Serious Debt Collection Matters
Many debtors are under the misconception that if a debt is valid, collectors may use any measures to collect. This is far from the truth. The Fair Debt Collection Practices Act (FDCPA) exists to protect consumers like yourself from unfair practices. If you or a loved one are facing a default judgment or another action on behalf of a creditor, our Long Island consumer debt defense lawyer is here to help. At the Law Office of Gregory A. Goodman, P.C., we offer protection to consumers facing all types of harassment from debt collectors, as well as in defending lawsuits.
Types of Consumer Debt Matters We Handle
Collection agencies have endless measures up their sleeves to collect on large debts, from credit cards to medical debt. Some of these measures are extreme and others may be violations of the law. If you are facing any type of lawsuit or collection actions that threatens your sanity or financial well-being, taking legal action may be the next best step. Fortunately, we have the care, attentiveness, and experience to assess your case and represent you in or out of court.
Our firm is capable of a wide range of debt defense services, including:
- Debtor rights defense
- Credit card debt defense
- Debt collection lawsuit defense
- Medical bill debt defense
- Student loan defense
- Court appearances
- Vacating judgments/default judgments
- Vacating/defending wage garnishments
- Lifting frozen bank accounts
Caring Consumer Protection Lawyer in Long Island
If you're dealing with overwhelming debt, you may be feeling quite distressed and scared about the future. You may even be angry at creditors who are harassing you and taking advantage of the situation. Whatever the situation may be, our goal is to step in and offer skilled representation.
Choosing an accessible and experienced Long Island consumer debt defense lawyer can make a difference in the final result of your case. At the Law Office of Gregory A. Goodman, P.C., we advocate for our clients and work toward the best possible arrangement. However, we are not afraid to go to trial.
To arrange a free consultation, call us at (800) 242-3740.
If you have just been involved in an automobile accident—no matter how severe you think it is—there are several important things you keep in mind to preserve and protect your rights under the law.
Here are a few important steps and actions you should follow immediately following your accident:
- Seek immediate medical attention if injured. Be sure to document everything.
- Inform any and all healthcare providers of your injuries, complaints, medical history, and pain. Tell your doctors each and every area of pain, no matter how slight the pain is. Properly and honestly documenting your complaints can be the difference between successfully recovering on your case.
- Take photos of any and all injuries.
- Take photos of any vehicles involved in an accident.
- Take photos of your car—documentation is vital.
- Report to the police if they did not arrive.
- Get a copy of the police report.
- Review police report and make corrections with a police officer.
- Keep a detailed accounting of any expenses you have accrued as a result of your accident, including gas and mileage costs incurred from traveling to and from your doctor’s office for treatment related to injuries sustained from your automobile accident, lost time from work, unpaid bills, co-pays if applicable, etc.
- Immediately contact and report a claim to your insurance carrier A.S.A.P. (There are strict time requirements and documents you need to send to your insurance carrier. We can fully assist you with this process and handle most of these actions for you when retained)
- Complete and submit an application for a no-fault insurance claim (NF-2), which will enable you to receive medical treatment for the injuries you sustained in your automobile accident.
- Get an insurance claim number from your insurance carrier and the defendant’s carrier.
- Contact us immediately to discuss and preserve your rights. We will offer you a free consultation.
Along with what you should do, here are some important things not to do:
- Do not discuss or share any of the details of your accident or injuries with anyone except your attorneys.
- Do not post any details or photos regarding the details of your accident and injuries to Facebook, Twitter, or any other social media account. This information can be used against you and is often discoverable, which means you may have to share this information with the defendant should you pursue a lawsuit.
- Do not spare any details to your healthcare provider about the full extent of your injuries. Documenting the full details of your injuries and complaints can increase the chances of your success. Failure to document and failure to disclose honestly the details can result in decreasing your chances of recovery on your claim.
- Do not enter into an agreement with an insurance carrier without first consulting and retaining an experienced personal injury trial lawyer. Sometimes, when an insurance carrier knows they are liable, they may try to offer the victim money in an effort to save money. Their strategy is to get to you before you seek legal representation and before you know your legal rights.
Property owners are expected to keep their premises safe. If you injured yourself in a slip and fall accident, you need to prove that the owner likely knew about the dangerous area, failed to repair it, and failed to warn people about the dangerous condition. Photo evidence is crucial, as well as proof of the owner’s awareness of the defect and their failure to repair it. It also helps to have a Long Island personal injury lawyer on your side who can help you establish a strong case for compensation for your injuries.
The goal of no-fault insurance is to make sure all victims of an accident are cared for, regardless of who caused the accident. This means the insurance policy should cover medical costs and hospitalization fees, lost wages, and any funeral expenses incurred.
As a physician, can an insurance carrier withhold payment of my fee if I split fees with a billing agency?No. Splitting fees with a management company is not a crime. In 2015, an insurance carrier tried to withhold payment of a provider’s medical fees by claiming that their management agency—which collected 6% of their total costs—was not medical staff. This was an attempt to argue that the healthcare provider was committing fraud, but the court ruled against the insurance carrier.
Yes. If you want to be reimbursed for medical costs, you are required by law to appear. However, you do not have to appear alone. The Law Office of Gregory A. Goodman, P.C. can represent you during your EUO to help you avoid making any statements that would injure your ability to obtain full and fair compensation.